Absa

image of Absa
image of Absa

About – Absa

Absa Bank Limited (Absa) is a wholly owned financial entity in South Africa, offering our clients the benefits of our leverage in the financial world.

We offer value to you by opening up opportunities to benefit from our value added offers through every step of your journey with us.

Our Values Keep us Ahead

Through our values, we are able to give our clients the respect they deserve and broaden our service delivery through every contribution they make within our firm as a client.

We work with integrity, honesty and open communication with our clients.

We Keep you in the Loop

We keep you updated and share updates and information that will make your service options beneficial.

We pride ourselves on the ability to provide a quality mortgage insurance service as well as a service that matters in our clients lives.

We alleviate the fluff, and give you exactly what you need to ensure a prosperous financial future with Absa.

We always put our customers first, and are there for you whenever you need us.

Services – Absa

Absa Bank Limited (Absa) is a customer orientated financial company. We produce service options that will meet your needs, and provide a positive outcome no matter what choice your preference may be.

We Understand our Clients Needs

Through years of experience, we have grown to understand the needs of multitudes of client profiles, from low bracket earners to high profile business partners.

When you are looking for home loan cover to meet the needs of your valuable assets, including your home, we can provide a tailored solution that meets every corner of your requirement.

Our People are Here for You

We use only experienced people, who have the knowledge and the ability to guide and assist your through every step of the insurance cover process.

We rely on market research, upskilling and many years in the industry, to provide our clients with the information they need to make the right choice.

Our premiums are unmatched, making us the bank of choice not only for our South African market, but internationally as well.


Summary of Services

  • Home Loan Cover 
  • Mortgage Insurance
  • Insurance For Mortgages
  • Home Repayments Policy


Absa Protects your Mortgage the Way you'd Expect us to

Absa Bank Limited provides mortgage cover on an international level for South African and non South African clients.

In the case where you're a non-South African subject hoping to put resources into South African private property, we can help you.

We are here to help you through the procedure until you locate an appropriate requirement to your needs.

Insurance for Foreign Investors

We assist with your mortgage alternatives including the cover thereof to ensure your mortgage is covered in certain events of risk. We can provide clients with adaptable and affordable reimbursement terms of up to 30 years.

The term might be changed whenever at no extra cost. On the off chance that the change brings about an expansion in your reimbursement, extra documentation and info might be asked for with a specific end goal to affirm your reasons for this change.

Using our Online Platform

You can profit by electronic access to your home loan with Absa Online and Telephone Banking if you have an Absa value-based record or are a client with a ready installed profile on our system.

Absa clients and home owners can enjoy:

  • Get free e-Statements. 
  • Absa Homeowner's App 
  • Absa Cash Rewards 
  • Track your application online including any updates on your portfolio

Invest in an Emerging Market

Non-South African’s looking into buying in the South African market can make use of our international mortgage assistance and get all the information they need to follow through with their needs.

How to Make Payments on you Bond

We can also incorporate your premiums into a debit order payment process to make life a lot easier for you.

Your monthly premiums will ensure your bond repayments are met each month, as well as your bond insurance cover.

Your monthly premiums must be paid on time each month to keep in line with the credit act of South Africa.

Overseas clients must be able to provide a range of documentation in order to proceed with their mortgage and insurance cover.

These Documents Include:

  • Affirmation of wages and proof thereof. 
  • Verification of residence, provide your country of origin (passport or ID included). 
  • Your travel permit. 
  • A work affirmation letter. 
  • An original offer to buy document
  • Three months bank statements.

Absa will ensure a seamless process to getting your home mortgage and insurance cover no matter where you are in the world. You can also get an insurance quote online or in-branch should you require it.

 Contact Details

136 Adderley St, Cape Town, Cape Town City Centre, 8000, South Africa
Ph: 0860 008 600
Fx: (011) 370 5271
Em: [email protected]

 Postal Address

PO Box 7735, Johannesburg, 2000, South Africa

 Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday Closed –