Affiliate Disclaimer

Policy, valid from 01 January 2012 onwards.

Last updated: 18 September 2017

Our Services

Our Website is an on-line network marketplace our service is free to you. We are a referral service, matching consumers with prospective insurance providers participating in our network of insurers. We will also use third party networks of providers to help you find insurance cover that meets your criteria and requests. Any compensation we may receive is paid by a participating insurer or third party network of providers for advertising services we provide to them.

To use our service, we will need to obtain personally identifiable information from you or about you. Such personally identifiable information may include your name, home address, residence information, employment information, e-mail address, telephone number, financial information, bankruptcy history, credit references, etc. as such you must complete the Form form accurately and completely. Please note that you must be 18 years of age to use our services. Consumers who submit their details expressly authorise us and third party partners to contact them in connection with each application and/or request regardless of whether or not such consumer is listed on a "Do Not Call" list.

Once you submit the Form, we share that form with participating providers and third party networks of insurers. By submitting your Form, you agree that you are requesting a referral for insurance cover from each of the participating insurer with whom we share your Form. As such, you are expressly requesting the participating providers, and SkyInsurance with whom your Form is provided to contact you by email, telephone and direct mail so that they may assist you in obtaining the insurance cover as requested. They may also provide information to you about additional services and products.

The submission of your information is made and reviewed in real-time to determine whether you meet the provider's qualification criteria. Participating insurers may, among other things, verify your South African ID number, perform a credit check, and review your information against national databases that track consumer transactions with financial institutions. By submitting the Form to us, you agree to allow participating insurers to review, verify, and research the information you’re provided.

If a participating provider accepts you as an applicant, you will be contacted by the said insurer. You understand and agree that, once you have been directed to the provider, we have no further involvement in your insurance enquiry or approval process. Any further interactions or communications with the provider are subject to their providers' privacy policy, terms of use, and other policies and/or terms and conditions of the insurer.

Please remember that we are not an insurer and do not provide insurance or financial advice in connection with our Services. As such, we do not guarantee acceptance by any particular provider or a particular insurance service or product. All insurance terms and conditions are that of the provider. We do not guarantee any insurance availability, rates, fees, or any other insurance terms offered by the participating provider nor do we represent or guarantee that this is the best insurance for you or available in the marketplace. We are not responsible for any errors or delays in providing the Services whether caused by errors in the registration information you provided by any technical problems in our system. You may cancel your request for the referral at any time by sending an email to profitech.credit@gmail.com

We do not expressly or impliedly endorse or recommend products of any particular provider. We are not a broker or an agent of you or any participating insurer.

Disclaimer

SkyInsurance is not an insurance provider. We are an insurance referral service who submits your insurance inquiries to South African insurance brokers and providers. We do not participate in advice for insurance, information or any other information regarding our users desire to obtain insurance. Any information submitted on this site may be shared only with licensed providers. We are a referral service to qualified participating providers. We are not a provider, insurance broker or agent for any provider or insurance broker. This service does not constitute an offer or solicitation for insurance products which are prohibited by any state law. This service and offer are void where prohibited. This is not a solicitation for a particular insurance. We do not control and are not responsible for the actions of any insurance provider. We do not endorse or charge you for any service or product. You are under no obligation to use our Service to initiate contact with a provider, nor apply for insurance or any product with any service provider or insurer. You are under no obligation to accept any insurance products or service from a participating provider.

Do Not Call Registry Disclaimer & Compliance

By submitting personal contact and/or financial information through (skyinsurance.co.za domain), the user hereby grants written permission to its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by submitting a Form at SkyInsurance.co.za you are consenting to receive phone calls from its affiliated sites, and its business partners for contact via telephone and thereby registrants waive their right to file a claim or legal complaint with any agency in reference to these calls or contacts.

Compensation & Affiliate Disclaimer

As directed by the FEDERAL TRADE COMMISSION, (see 16 CFR Part 255) – Guides Concerning the Use of Endorsements and Testimonials in Advertising, the purpose of this policy is to establish any compensatory affiliation between the site owner and affiliate networks Amazon, Clickbank, Commission Junction, Google, Share-A-Sale and any individual vendors they represent and that the site owner has established an affiliate relationship.

For questions about this website, please contact profitech.credit“at”gmail.com

This website may at times accept forms of affiliate compensation.

The compensation received may or may not influence the advertising content, topics or posts made on this site. Not all content is written or presented for the sole purpose of receiving affiliate income.

The owner(s) of this website is compensated through various affiliate programs and some content presents opinions on products, services, websites and various other topics. Even though the owner(s) of this website may receive affiliate compensation for reviews, we always give our honest opinions, findings, beliefs, or experiences on those topics or products.

The views and opinions expressed on this website are purely the website’s’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This website does contain some content which may or may not present a conflict of interest. This content may not always be immediately identified due to the nature of posting methods. When possible every attempt will be made to identify advertising from general non-advertising content.