Investec

Investec is a specialized wealth management and private banking services provider that serves private individuals, businesses, corporations, and institutions across the country.

As an individual you can partner up with Investec and access the most innovative and expert banking, investing, savings, borrowing, and risk management products and services in the country.

As a business, you can make use of their highly tailored banking, finance, investment, and foreign exchange products to meet your business objectives over the long term.

Investec’s unique approach to staying on top

Investec believes that what gives them a competitive edge is their people. This is why they put a great deal of effort and resources into developing the skills and competencies of their people – so that they can grow and ultimately use growth to drive Investec forward. This development isn’t seen as a once-off project and is not limited to courses and programs – it is a policy that remains open and flexible and is seen as an ongoing journey.

Powerful values and unmatched commitment 

When it comes to values, Investec is certainly ahead of the pack with a strong commitment to powerful and unique values which go over and above inclusion and diversity.

A rich history of incredible growth

Investec began its incredible journey to the powerful, innovative company that it is today back in 1974 when it opened its doors as a small finance company. Six years later they were granted a banking license and began to expand their products and services to the corporate world.

Another six years later they acquired Metboard and further expanded their service offerings to include portfolio management, a unit trust, and a mortgage bond scheme. In 1990 they went on to acquire I. Kuper & Company (Pty) Ltd expanded its reach into the property management market.

A year later they formed an alliance with Fedsure Holdings Limited and then acquired Allied Trust bank Limited the following year. This pattern of acquiring various companies continued over the years until Investec eventually bought a London-based company and expanded into the UK.

By 1997 they had established offices in Australia, Hong Kong, Botswana, and Namibia. This trend continued year on year and ensured that Investec grew its operations, client base, and influence in its industry.

Get salary protection cover that offers up to 75% of your net income after tax or up to 100% if you opt to take out temporary income TopUp Cover (or in the case of permanent disability).

Salary protection explained

As a high-income individual, it’s safe to say that your monthly salary is your biggest asset – ensuring you’re able to pay your bills, look after your loved ones, save for retirement and other milestones, as well as build generational wealth. Salary protections, also called income protection cover, allow you to secure your salary for an affordable monthly premium.

This means that if you become ill or unable to work, you will still receive an income that will allow you not only to maintain your lifestyle but also to remain on the path to achieving your financial goals.

Choose a solution that works for you

You can choose to take out life insurance and add salary protection to your portfolio as well as any mix of Investec’s risk management solutions. You can also take out salary protection cover as a standalone product – ensuring that should you become ill or disabled, you’ll still have the income you’ve become so used to coming in.

TopUp cover 100% Salary protection

Since salary protection only covers 75% of your net income, Investec offers you the chance to get 100% cover by taking out their optional TopUp Cover. If you’re temporarily disabled or unable to work, you will receive 100% of your net income after tax because of this added benefit. In the event of permanent disability, your 75% cover will automatically be upgraded to 100% cover.

Solutions for the self-employed

If you’re self-employed you can opt to take out business overheads which will act as a safety net for both you and your business if you become ill and unable to work. This cover will pay out a set amount for either 12 or 24 months in the event that you’re temporarily unable to work.