Liberty Insurance

Liberty was established back in 1957 when the strong belief by founder Sir Donald Gordon that all people deserve the chance to build generational wealth and achieve their financial goals prompted him to start the company.

Today they not only have over 3 million customers but they have a presence in 18 countries and have diligently donated more than R480 million toward educational initiatives.

Guiding you toward financial freedom

At the core of Liberty’s business is the desire to help people achieve the financial freedom that they deserve. They do this by helping people analyze their current situation, set goals, and determine the right mix of investment, savings, and insurance products to help them reach those goals.

Corporate social investment with heart

Liberty feels that its corporate social investment resources are best utilized by investing in educational programs which focus on maths, science, and literacy. This is achieved by supporting programs focusing on primary, secondary, and tertiary education and supporting various mathematics programs. Liberty is also big on volunteerism and encourages its employees to take part in a variety of community initiatives that are close to their hearts.

Liberty financial advisors

Liberty’s financial advisors are among the most professional, experienced, and talented individuals in their field. They will go out of their way to assist you in properly analysing your needs and finding the right solutions to help you get to where you want to be.

Invest with Liberty

Whether you want to save for retirement, invest your income to ensure you reach your financial goals, or you want to find out more about offshore investment options, Liberty has just the right solution for you.

What makes Liberty great is that they offer such a wide range of investment options that anyone from the novice just getting started to a veteran investor and long-term client will find a product to suit their needs.

Liberty offers a range of short and long-term insurance products as well as some of the most solid investment and savings options available today.

Among their life cover, disability, and critical illness cover is also the salary or income protection cover that allows you to get cover of up to 100% of your salary.

How Income protection can act as a safety net

If your main source of income is your salary – whether you’ve just started your career or have reached most of your career goals already, losing this income could prove devastating. Not only will you be unable to pay your bills and look after your loved ones but your entire investment and retirement strategy may be thrown off course.

To avoid such a devastating scenario, you can take out Liberty income protection cover that will pay out a percentage of your salary (after-tax) in the event that you cannot work due to illness or disability. Illnesses can include neurological or heart conditions, stroke, cancer, and more.

How much cover you can secure

The level of cover will be determined as a set percentage of your monthly salary up to R50,000 or more depending on your specific needs and financial circumstances. All calculations are based on your after-tax income and payouts can be extended to 24 months.

Options for self-employed individuals

Salary protection is also available to self-employed people and is also referred to as business overhead cover since it will cover these costs in addition to your salary. Whether you’re looking for salary protection or need a solution designed for a business owner, Liberty can provide you with a tailored solution that will give you peace of mind and really back you up when you need it most.