Rating based on 24 reviews

Africa Unity Life

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  • Flexible waiting periods
  • Low premiums

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Author Africa Unity Life. Screenshot of Africa Unity Life website.
[Accessed December 3, 2021]

About Africa Unity Life

Tired of not being able to afford medical aid? African Unity Life has the answer for you.

With them, you will be able to access a wide variety of high-quality products at the most affordable premiums in South Africa. They strive to provide the most value-for-money products and services to the lower- and middle-income level families in the country through their innovative and flexible solutions.

Finding yourself in a helpless medical situation without the finances to pay for the surgery or the life support you desperately need could be a dire situation, that’s why they work extremely hard to help thousands by avoiding this kind of stressful circumstance.

The relationships they have built with their stakeholders over the years are truly special and have allowed them to evolve into one of the most diverse, adaptable, and prompt insurers in the country.

Access the Medical insurance you need

Customer service is one of the most important factors to take into account when you look at different insurers as it could affect you on so many levels especially at the claim stage when you need the money fast.

Africa Unity Life is not only fast but they are accurate and passionate about their customers, so you can rest assured that they will have your back when you need them to. More than three million South Africans are trusting African Unity Life, an authorized Financial Services Provider, with their lives, maybe you should too.  

Speak to one of their highly trained, transparent, customer-focused experts to get you and your family the medical insurance you deserve.

Africa Unity Life Services

Access tailored health insurance that will cover a variety of medical expenses, hospital cover, and includes day-to-day benefits, maternity needs, ICU care, critical illnesses, and accidents.

They also provide cover for common issues like gallbladder problems, kidney stones, hernias, appendectomies, and hysterectomies.

With the large-scale medical conditions and situations they cover, you can access comprehensive health insurance for you, your family, or group cover for your employees. They keep their prices as low as possible and you can obtain the best value for money based on your health and possible pre-existing conditions.

Businesses with large employer groups, unions, or bargaining councils can access specifically designed Health Insurance Products from (AUL) African Unity Life. When you are admitted to the hospital you can qualify for a daily lump sum amount of up to R3,000 with no limit on the number of days, or a once-off lump sum up to R20,000 per year. This money will be paid out directly to the beneficiary to use the money for whatever they need the most.

Credit life insurance

Credit life insurance was designed to protect you in the case of you being retrenched, temporarily or permanently disabled, or critically ill to the extent that you cannot earn an income anymore, or in the case of your death.  

The African Unity Life credit protector is a great benefit to consider and is usually required by mortgage and vehicle finance lenders to ensure that your debt will be taken care of in the event of you not being able to pay for it yourself any longer.

Africa Unity Life – Medical Insurance

  • Product Medical Insurance
  • Health cover for employees
    Africa Unity Life offers employers to give their employees access to health car through group scheme health insurance
  • Why health insurance?
    Health insurance is often more affordable than medical aids. They pay out a lump sum to the insured that can be used as needed. You can pay medical bills or supplement your income.

Benefits of Africa Unity Life

  • Funeral cover - give your family peace of mind with a funeral cover that will pay out at the time of your death.
  • Life cover - if you are the breadwinner of your family how will they survive if you pass away. Cover yourself and your family in the even of death. This will ensure quality of life after you are gone. 
  • Credit life insurance - this is a form of life cover but it pays off any debt that you may have like your store accounts or credit cards
  • Travel insurance - make sure that you can access emergency medical care or replace any luggage that is damaged or stolen with travel insurance 

Apply for Medical insurance today

Apply for medical insurance with us in simple steps.

Fill out the inquiry form:

  • Your full names
  • A working email address
  • Your cell phone number
  • The product you are interested in

The underwriting process

They will then contact you to discuss your needs and your profile. You will have to answer a few medical and lifestyle questions for them to underwrite and provide you with a tailored premium and cover for your profile.

In certain circumstances, they have general waiting periods ranging between 30 to 90 days, depending on the plan you choose and what pre-existing conditions you have had within the last 24 months. 

Putting your policy in place

Once they’ve approved your application you will then be allowed to choose a debit date for your normal debit order to go off on, this will also be the day from which you will start enjoying cover. Once you’ve agreed and accepted the policy you will receive everything that was discussed telephonically in black and white for you to go through and ensure that all is correct. 

Benefits of getting Health insurance

  • You will be able to pay for any unforeseen costs that are not covered by your medical aid
  • An extensive list of conditions that are covered
  • Low costs medical insurance
  • Tailored to your needs
  • Friendly and knowledgeable staff

Peace of mind that you will be okay when the worst happens.

man holding thumbs up

Africa Unity Life is a trusted & reliable provider of medical insurance

In our review, we found Africa Unity Life to be an insurer licensed to conduct medical insurance business and is regulated under the Financial Sector Conduct Authority.

Africa Unity Life is a registered and licensed insurer in South Africa: FSP 8447

Customer Reviews & Testimonials

April 2021

They are extremely reliable and fast, especially at the claim stage when you really need them.

Mills J.
— Johannesburg —

June 2021

Got such a comprehensive cover for a very good price.

Makola G.
— Pretoria —

May 2021

They have highly trained staff that were able to answer all my questions in-depth, I am very impressed with their service.

Kleinhans J.
— Queenstown —

Africa Unity Life Contact

Contact Number

E-Mail

Website

Physical Address

  • 109 Jip de Jager Drive Springfield Office Park Cape Town Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 15:30
  • Saturday – Closed
  • Sunday – Closed