Episodic

Get your medical insurance from an insurer you can trust with your life.

Episodic don’t believe in just asking you for your trust as they believe in working hard to earn it. They understand that every person or family has different financial circumstances with different medical health needs.

Episodic also knows that you are the one that understands your situation the best, that is why they put the important decisions regarding your medical health in your hands as no one else should make these decisions on your behalf.

Get uniquely designed health insurance based on your finances, lifestyle, and health through Episodic, the most adaptable, straightforward, transparent, and sustainable medical insurance in South Africa.

Whether you are looking for peace of mind for your day-to-day health issues, accident emergencies, planned or emergency hospitalization, Episodic has all of that and more.

Affordable Medical health insurance 

When you are looking for health insurance you need to ensure that the insurer is fast and accurate, not just at the inception of cover but also and more importantly at the claim stage.

Episodic was formed in 2019 to primarily service and assist all AfroCentric EssentialMED customers as AfroCentric EssentialMED made a decision to solely be an underwriting management agency.

So Episodic started very strong as they had to service already existing clients and just went from strength to strength from there, designing new and innovative products, branching out, etc.

Through their high values and superb experience, thousands of South Africans rely on them for financial assistance during difficult medical issues.

You can enjoy optimum flexibility with their medical health products and services at an extremely affordable price that will suit your budget. Remember you can add this cover onto your medical aid for advanced coverage.

Access a variety of day-to-day plans starting from only R397 pm that will help you to cover unforeseen costs.

This covers for:

• Nationwide GP visits.
• Dentistry (different options available).
• Chronic medication as well as acute and some over-the-counter medication from a network of pharmacies and doctors.
• Pathology and Radiology for X-rays and blood tests.
• Different Optometry options are available to cover eye tests, glasses and frames.
• Medical cover for when you get referred to a specialist by a network doctor.

Hospital cover Medical insurance 

This cover will help you to cover medical costs for your planned or unplanned visits to the hospital. You will be covered for up to 21 admitted days for an amount based on your chosen level:

Level 1

This allows for up to R6,500 cover for your first day, up to R4,500 for your second and third days each, and up to R1,500 per day afterwards.

Level 2

This will pay out up to R10,000 for your first day, a maximum of R6,500 for your second day, a maximum of R5,000 for your third day, and up to R1,500 for each day after that.

Level 3

This will cover you for everything under level 2 plus multiple other cash benefits for various issues such as hernias, appendectomies, gallbladders, kidney stones, miscarriages, hysterectomies, etc.

Accident and emergency benefits

Have you ever really thought about what will happen to your life, the lives of your loved ones, or your finances if you get into an accident?

Episodic has: 

• Access to a plan that will cover you in the event of an accident where hospitalization is required.
• A 24/7 emergency service.
• All private and public hospitals can be used.