Essential Med

Are you looking for Medical Insurance with a difference? A tailor-made solution to suit your medical needs? EssentialMED is here to give you just that.

EssentialMED was established in 2005 and with a growing commitment to providing innovative medical insurance, you can rest assured that you and your family's health are well taken care of. EssentialMED has partnered with the AfroCentric group of companies and is becoming even more focused on providing tailor-made medical insurance to all South Africans.

With EssentialMED being a health insurer and not a medical aid, they offer simple, flexible, and affordable products to their clients. With cover as unique as you are, they have a wide range of day-to-day hospital and life insurance packages to choose from. Tailor-made options to include employers and groups and meet their specific industry or company needs.

Choose EssentialMED insurance

When you are in a compromised medical position, being treated with dignity is of utmost importance and the team at EssentialMED understands this all too well, which is why they promise to provide you not only with the cover you deserve but also the dignity.

A part of their promise to you is to be clear, open, and honest about the benefits you are paying for. EssentialMED promises to always go the extra mile to service your requests, even if they are small. Not only do they strive to hold themselves to high standards but they expect nothing less from their service providers.

By giving you options to suit your specific needs and budget, the power of choice is yours. With low rates, carefully put together, you can be assured that you get the most value for your money. By using technology, research, and years of experience, EssentialMED is proud to bring you valuable, efficient, and relevant benefits.

Being affiliated with AfroCentric, EssentialMED has the backing and access to resources that no other health insurer can offer you.

By allowing you to choose the benefits you need and the level of cover that best suits you, EssentialMED is the best choice. With these options stitched together to suit you, the power is yours.

Day-to-day

With this option, you can access a wide network of doctors, dentists, optometrists, radiology, pathology, and of course medication. With this cover starting from R396.30 per month for single members and R595.10 per month for families, you have no excuse to not get covered.

Accident and emergency cover

With access to casualty rooms out of doctor's hours, cash amounts to cover hospital costs in an accident situation, immediate cover, and no waiting period, you can use any hospital nationwide. Starting at R165.30 per month for a single member and R196.50 per month per family.

Hospital cover

Cover available for hospital stays, cash payment on a comprehensive list of major illnesses, cover for intensive care stays, and maternity covers no matter the delivery method. Starting from R60.30 per month for a single member and R72.80 per month for families.

Life and Funeral cover

Cash in hand when an insured member passes away, cash payments for an accident resulting in disability for you or your spouse, lump-sum payouts, fewer costs incurred in some cases after treatment. Starting at R39.50 per month for a single member and R46.80 per month for a family. Funeral cover starts at R27 per month per policy.