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  • Reliable building insurance
  • Get an online insurance quote
  • Affordable premiums

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MiWay homepage
Author MiWay. Screenshot of MiWay website.
[Accessed February 7, 2023]

About MiWay

MiWay is one of South Africa’s most sought-after direct insurance brands, offering a simple way to insure what matters to you, with affordability and a simple online application process.

MiWay offers a number of insurance options through their services, including home, car, life, and business insurance, and more. They are insurance experts that make it convenient and so much easier for you.

Transform the way you see Building insurance

MiWay’s main goal is to give the public of South Africa a new perspective on insurance. With them, building insurance is the most straightforward form of cover that will only take you a few minutes to obtain. Clients can get all their insurance needs covered under one insurance brand – MiWay.

A streamlined Building insurance process

With the ability to streamline the process, speed up building cover applications and claims, and target MiWay clients’ needs, they know they have a service that all clients in the country can benefit from.

Don’t wait until the last minute to put your cover in place; get yourself insured today with the brand that knows what you need. All MiWay’s products and services are conveniently accessible for you online.

MiWay Services

MiWay insurance providers understand that things happen in life, and often at the most unexpected moment in our lives.

While at work your geyser could suddenly burst, weather can rock havoc on electronics with lightning strikes, you could be visiting friends or family and come back home to find you have been burgled.

Get Building insurance that will protect you 

The reality of the times we live in, to protect your valuables and yourself is to have home contents insurance cover in place. MiWay can cover your home contents, building, or a combination of the both with insurance options on offer. Let MiWay cover your home contents or building insurance needs - for those situations that could leave you out of pocket or whatever your needs require.

MiWay offers the following:

  • Home Contents Insurance
  • All-Risk Insurance
  • Buildings Insurance
  • Contents Insurance

Get yourself covered in no time and apply for insurance online, It’s easy, it’s quick and it’s convenient! Partner up with the building insurance firm that can make a difference in your life.

MiWay – Building Insurance

  • Product Building Insurance
  • Insure your buildings against nature
    With MiWay you can be sure that if something happens to the permanent structures on your property, such as lightning, flood or fire, that you will be covered with money to repair or rebuild them.
  • What sets MiWay apart
    Unlike other insurers, MiWay will cover your equipment under this policy as well. This includes your pool pump and gate motor as well as your underground pipes and power cables.
  • Assistance when needed
    If you are not able to stay in your home while it is being repaired then MiWay will assist you in paying for alternative accommodations.

Benefits of MiWay

  • Business insurance from MiWay offers comprehensive solutions for your business. They have a dedicated team to discuss your needs and give you the best cover.
  • Car Insurance - you can choose your level of insurance. You can insure for third party, third party, fire and theft, comprehensive or total loss insurance. 
  • MiWay Website Benefits - the website offers you the opportunity to calculate your BMI (Body Mass Index) to make sure you are the healthiest that you can be. It also offers a life insurance calculator so that you can find out how much a life insurance policy may cost you. 
  • Apply for a Will - Your death will be a very difficult time for you family. A comprehensive will can help your family deal with your death. Having a will in place can help your family. It allows your family to have access to the funds that you have left them as an estate may take a long time to settle without a will. A will ensures that your wishes are carried out as you wanted. 

Keeping your mind at ease, knowing your home is covered

MiWay is all about making your life easier with home or property insurance.

Should you become a victim of damages or theft to your home, MiWay will go the extra mile to ensure in the fastest possible lead times you get your goods replaced and damages repaired.

This also means MiWay tackles client claims with urgency, getting you your payout faster than ever. MiWay will assist you with all your need to know and advise you when processing your insurance application online.

Before applying for Building insurance

There are a few important factors to consider before applying for home contents or building cover. MiWay advises clients to make sure they insure their household contents at the value of a replacement.

When you are underinsured, you could probably lose out on at least 50% of the replacement value, and only receive a portion when you need to buy new items to the value of the lump sum.

MiWay will guide you all the way

MiWay will assist you in determining the right value of your insured items as well as your building, as they don’t want you to lose out or be unhappy should you need to claim. MiWay always suggests making a list of all the items in your home and estimating the value of replacing each item. Make sure you have detailed and specific information for everything on your list.

MiWay also offers Home contents insurance

If you are renting, you can still insure your home contents - this is often called renters insurance and home contents cover. You wouldn’t have to insure the building for damages, as your landlord should have this cover in place already.

But your home contents are still your most valuable assets and need to be insured as per normal and contact MiWay to receive an offer on your insurance quote to get the perfect cover.

Get a lower excess amount on your Building insurance

When it comes to your home security, there are no specific criteria or quality of security on your home. If you have a security system installed you would have a lower excess on the overall claim, as this acts as a deterrent to thieves. So, they highly recommend having burglar bars or an alarm system in place.

MiWay sees itself as an efficient insurance firm.

All MiWay payouts are processed quickly to ensure there is no wasted time on replacing or repairing the damages endured on your home. There are no specific time frames, as the sooner you get your claim to MiWay, the quicker they pay you out. MiWay can also suggest a list of preferred handymen, and suppliers who can assist with your repairs, who fall in line with their policy regulations.

Customer Reviews & Testimonials

October 2021

Received the best service from MiWay and the building insurance cover was in place in no time.

Jean. B
— Cape Town —

August 2021

Moved into our first home and luckily, we had insurance from Miway, a car plowed through the fence straight into our house. They resolved the problem quickly with the best contractors.

Samson. Z
— Johannesburg —

October 2021

When we got back from vacation, we didn’t expect to come home to anything, they stole everything and they didn’t even leave the clothes. One call and they have sorted out everything. Thank you, M...

Gena. L
— Pretoria —

MiWay Contact

Physical Address

  • 48 Sterling Road, Samrand Business Park, Kosmosdal Ext 12, Centurion, Johannesburg Gauteng 0157 South Africa
  • Get Directions

Postal Address

  • PostNet Suite #382, Private Bag X121, Halfway House, 1685, South Africa

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed