Rating based on 36 reviews

Discovery Car Insurance

  • Savings on insurance quotes
  • Low excess fees
  • Drive right and save

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Author Discovery Car Insurance. Screenshot of Discovery Car Insurance website.
[Accessed February 7, 2023]

About Discovery Car Insurance

Discovery is known in the country for its healthy approach to life, with superior medical aid programs, and tailored solutions in every sphere, to look over you and your family.

But what about your valuables

Shouldn't they be cared for as well? Taking care of everything in your life, including your car, Discovery is there! Discovery has invested years of research, trials, and errors and has established an insurance cover for every stage or aspect of your life.

Impeccable customer service

What people love about their services is that every step of the way, clients get to deal with real people. They love their clients, and offer a valuable face-to-face service, wherever they are.

Their people are empowered through knowledge and know their products well. They offer the most up-to-date and innovative services - ensuring that you get the latest and greatest car insurance products.

Why they’re a market leader:

  • Making people healthier.
  • Their values.
  • Great people.
  • Liberating the best in people.
  • Intellectual leadership.
  • Drive, tenacity, and urgency.
  • Innovation and optimism.
  • Business astuteness and prudence.
  • Dazzle clients.
  • Integrity, honesty, and fairness. 

Discovery Car Insurance Services

Discovery car insurance Classic Plan will take your car insurance needs to a whole new level. What makes their car insurance options so unique are their no excess benefits.

Car insurance made simple

This feature is hardly found anywhere else, however, Discovery can provide this exclusive offer to all their clients.

This will offer car cover if you are involved in:

  • Car theft
  • Severe weather conditions like hail, snow, floods, earthquakes, etc.

Third-party damages

Applying to any accidents which are caused by third parties who are insured. They offer their clients a 30 day car hire when you are waiting for your car damages to be repaired. As well as a voucher to the value of R1500 for the use of Uber, should you prefer to acquire the driven services instead of the car hire option.

A shared value Car insurance model

They have all you need when it comes to car insurance. The little value-added tweaks they add include their Vatalitydrive - which rewards their clients for driving well. 

Discovery Car Insurance – Car Insurance

  • Product Car Insurance
  • Cash Back!
    Discovery rewards you for driving well. They offer you up to 50% of your monthly spend in fuel back for being a responsible driver.
  • Safety Features
    Discovery offers revolutionary safety features. Impact Alert sends emergency help directly to you. Warning for bad weather in your area and no excess on weather damage.
  • Savings
    25% off your Uber Rides

Benefits of Discovery Car Insurance

  • Medical Aid - Discovery offers comprehensive medical aid that can cover you in case of an emergency like a car accident. You can also add gap cover to your portfolio of insurances. 
  • Life cover - if the unthinkable does happen then you can make sure that your family is well taken care of in your absence. You can also add funeral cover to alleviate some of the financial pressure on your loved ones.  
  • Bank - Discovery have brought their industry leading expertise into the field of banking. You can enjoy benefits of everyday banking and saving with them. 
  • Vitality rewards are one of the benefits that Discovery offers their clients. 

Discovery car insurance stands above the rest

They deliver better health and value for clients, superior actuarial dynamics for the insurer, and a healthier society with their shared principles and collective morals in the insurance model.

Clients are happy with their Car insurance

Discovery's purpose and ambition are achieved through a pioneering business model that incentivizes people to be healthier and enhances and protects their lives, by being a shared value insurance company.

Discovery Car insurance stands above the rest

Discovery Insure is easier than ever to activate. Clients can conveniently contact their experienced team of consultants directly through their toll-free number, complete their online insurance quote form and submit or they can offer you a personal one-on-one with one of their expert consultants who can pay you a little visit to discuss your needs.

Making time for you

It's so easy and they always make time for their clients. Their plans are easy and understandable with their transparent terms and conditions about each plan.

They have different options such as the Dynamic Plan Car Insurance option, which was designed with your budget in mind. Available for clients who want simple motor vehicle insurance, at an affordable premium.

Get a 12% discount on your Car insurance policy

Discovery Health members, who are earning vitality points, can enjoy the added benefit of enjoying a 12% discount, based on their vitality program. This is a massive saving on your premium. They do provide several options when it comes to car and life insurance, which will be discussed in detail.

Choosing the best Car insurance for you

When completing your application, clients are to be aware that their honesty is the best policy process. By simply letting them know what you use your car for, be it work purposes or just driving to work and back, can have an essential role in the premium amount you will be paying each month.

This will ensure they put you on the correct car insurance scheme, and alleviate any discrepancies further on down the line if you need to claim.

The categories can be positioned in the following sections:

  • Private/Professional use of your vehicle (using your car for business purposes and private purposes)
  • Private use of a vehicle (driving to work, to school, and home)
  • Business insurance or insurance for cars used for business purposes only – when you only use your vehicle for work and nothing else
  • Commercial reasons – when you only use your vehicle to create an income, for example, a taxi service

All of the above-mentioned criteria will affect which option is best suited to you, and your premiums will be aligned accordingly - in a positive way.

Customer Reviews & Testimonials

June 2021

Definitely the best insurance I have ever had. Their friendly and helpful consultants made me feel so at ease.

Sandy B.
— Durban —

April 2021

I don't know what I would have done without Discovery. Thank You for keeping your promise.

Bridgette K.
— Johannesburg —

February 2021

Without a doubt the best in the business! I can now rest assured that I am covered and that I am well taken care of.

Samantha M.
— Pretoria —

Discovery Car Insurance Contact

Physical Address

  • 4, Bokswin Business Park, Bosbok Rd Johannesburg Gauteng 2169 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed