Rating based on 9 reviews


  • Quick insurance quotes
  • Flexible car insurance repayment
  • Quick payout

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Oneplan homepage
Author Oneplan. Screenshot of Oneplan website.
[Accessed February 7, 2023]

About Oneplan

Oneplan is a short-term insurer that prides itself on being paperwork-free.

They describe their plans in simple English and try not to use overly fancy words to avoid looking complicated in terms of what they offer. Oneplan offers pet, household, on-the-go, and car insurance.

Apply for a Car insurance quote

Apply for a quote online with Oneplan. Start by visiting their site and using the navigation tools to find the car insurance section (which would be right at the top). From there you can choose to either sign up online or just apply for a car insurance quote.

By just applying for a car insurance quote, Oneplan will require information from you to ensure that they can offer you the best available premiums for your car. The information required will be everything from the particulars found on your national ID. Anything vehicle-related will be asked too, and you can also use their slider to adjust the desired percentage of excess you require for your vehicle. Once this process is done they can provide you with a quote that you can choose to decline or accept. 

Oneplan only offers insurance to vehicles that are for private use, anything that will be used commercially or that has more than 7 seats will not be able to receive car insurance from Oneplan. Oneplan also requires no in-person inspection. All that is required is a picture of your vehicle that will be sent to Oneplan.

Oneplan Services

Oneplan differs slightly from other car insurance companies.

Where other companies offer more than 2 different plans, comprehensive and third-party, Oneplan always offers comprehensive cheap car insurance. This is their only plan available but it comes with all the standard benefits that you would receive from having your car insured.

The basic benefit of having Oneplan car insurance is that you can select the amount of coverage you want based on how much you can afford. And you can select the value you would like your car insured to buy, from 30% to 95% of its market value.

Oneplan basic benefits include:

  • Covering towing charges in the event of an accident for up to 2500
  • Legal liability cover up to R2.5 Million

Digital Car insurance

The goal to save the trees and the planet is a goal many companies try to jump on board and support. At Oneplan, they offer the use of their Oneplan app. By using the app there is no paperwork necessary to apply for a car insurance quote or to file a car insurance claim.

The use of the Oneplan app extends to being able to cancel your car insurance, this may be done on a temporary or permanent basis. And can also be used to submit photos of your vehicle, these photos will pass as the vehicle inspection.

Oneplan – Car Insurance

  • Product Car Insurance
  • The choice is yours
    With Oneplan you tailor make your own insurance. Choose your premium amount which will give you your cover amount.
  • Power in your hands
    You can get your quote and apply for your cover via your smartphone. You can then up your premium when you can afford it all via the app.
  • Simple cover
    Getting covered is as easy as snapping a selfie and downloading the app. No hassle insurance

Benefits of Oneplan

  • Comprehensive pet insurance - Oneplan offers 4 different plans to cover your pets. You can insure your pets for as little as R70/month. With Oneplan insurance you can also qualify for up to 25% discount on pet products. 
  • Health insurance - simply see the 4 different plans. You can easily compare the pricing and the benefits side by side. You can buy online or request a call back to discuss your requirements and options. 
  • All inclusive app - The Oneplan app allows you to get your quote, buy your insurance and manage your policy all in one place. 
  • Chat to a consultant while you are on the website so that you can get live assistance. 

Car Insurance claims made easy

The ease of having a digital platform that Oneplan provides will make one of the most tedious processes easier.

Before going through the process on the app, Oneplan insists you must follow traditional procedures as well. This means reporting the incident to the police, calling the Oneplan emergency hotline to arrange an authorized tow truck. Write out the details of the event within 30 days of the incident.

The DIY pre-paid claims process. It is as follows:

  • Logging into your Oneplan app
  • Selecting the “Load claim” from the home page
  • Select “vehicle”
  • You will then select which item you are claiming for
  • Select if it is for theft or accident

The rest will all be managed by Oneplan, including any legal liabilities that will include a payout. And any repairs that need to be done will be done within 90 days of the authorization after you have claimed from your car insurance.

Customer Reviews & Testimonials

January 2020

They care they really do care even about the smallest things like saving the trees, apply online today they have made it so easy.

Annamarie P
— Rustenburg —

June 2020

I've had very big accident and they paid for the towing the storing and the fixing!

Themba S
— Kroonstad —

Oneplan Contact

Physical Address

  • 2nd Floor, South Tower Nelson Mandela Square Corner Maude & 5th Street Sandton City Johannesburg Gauteng 2014 South Africa
  • Get Directions

Postal Address

  • PO Box 652075 Benmore , Johannesburg, 2010, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed