Momentum Car Insurance

Momentum started in 1966 and quickly became one of South Africa’s biggest and trusted insurers for everything from life, home, building, car insurance, and also being able to manage your investments.

Momentum has one of the most comprehensive car insurance plans available with a variety of benefits for everyday driving to off-road and cross country driving.

Best Car insurance in South Africa

With Momentum car insurance your car will be insured in many ways. Making it some of the best car insurance in South Africa. Momentum has stated that they will be able to cover your vehicle for any necessary damage that will occur on your car. This will include the option of hail damage, an accident, tyre, or rim damage too. But those are just the simple benefits that come with all car covers. They do offer some of the best car insurance in South Africa.

Car Insurance with a difference

Safe Dayz, Momentum’s smartphone app, will help in tracking and noting your driving behaviour. This behaviour will allow you to earn points. The points system Momentum has in place with Momentum App is called Safe Dayz which offers Safety Rewards.

It works simply. As long as your GPS is activated on your Momentum App it can track your vehicle movements. Movements on every driving journey you take that are deemed “safe”, according to Momentums guidelines, get you a score. If you earn more than 60% on each day this will be deemed as sufficient to earn one “Safe Day”, you can even earn Safe Days on the days you do not leave your homes, as long as the GPS is active on your Momentum App.

Another way to earn Safe Days is by being a passenger in a car, if a driver's behaviour is scored well you earn the points. By using the Gautrain you will automatically be scored 100% for that day.

These Safe Dayz allow a member to receive up to 30% of their premiums back in cash. You can calculate your reward via the Multiply website. This is just one of the few benefits of having car insurance with Momentum.

As part of their car and home insurance, Momentum offers Momentum Assist.

For drivers that just want car insurance and receiving the benefits of Momentums roadside assistance, you will be able to receive help in the following cases:

• Any mechanical or electrical issue or breakdown
• Flat tyres
• Flat car battery
• The locking of your keys inside of the car
• Accidentally running out of fuel
• And if your car cannot be taken to a repairer immediately they can help with the safe storage of your vehicle

Momentum will be able to assist you with:

• Towing your vehicle to safety. The initial towing cost will be covered but if there are additional tows you will be charged
• Momentum will arrange to have a spare tyre put on for you, with the limits being placed on 1 hour of labour and the call-out fee
• If the car can be jump-started they will assist in that way and also arrange with locksmiths to help retrieve your keys inside the vehicle. With a limit also on being 1 hour of labour and a call-out fee
• Momentum will also be able to send for fuel to be delivered to you, with a limit of 20 litres available per annum
• Momentum will also arrange and pay for the storage of your vehicle if it cannot be taken to a mechanic immediately

Momentum HomeDrive

One of the most convenient benefits that can be added to your current insurance policy with momentum will be HomeDrive. HomeDrive, simply put, is a service that allows you to be chauffeured by a Momentum Driver and your vehicle was driven home for you by another Momentum driver.

 How it works is that it will firstly be limited to your specified vehicle. You have to book a ride with Momentum in advance through the HomeDrive contact centre. When making a booking you can specify whether you will need a backup driver to drive your car home too.