PMD

• Direct insurance quotes
• Flexible premiums
• Reduce excess to zero

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Get a quick and personalized quote

This car insurance option is deemed as the cheapest car insurance with any insurer.

It is a way of protecting yourself against any possible accidents that may be your fault, the damages that are incurred to the third party, or the person you have bumped into, are covered for by your car insurance.

It traditionally covers:

• Up to R500 000 per incident in third-party liability protection
• Cover for smaller incidents on a growing benefit basis, which is 100% of market value
• Cover for hail damage up to R10 000

Customized Car Insurance

PMD also offers car insurance that is tailored to what you will need and what for your day-to-day protection and peace of mind. The minor differences are that premiums are fixed and in the event of a write-off, the excesses are reduced to zero.

The main benefits of customized car insurance with PMD are:

• Total cover in the event of an accident that results in a write-off or
• If the car is lost through a natural disaster or fire.
• Up to R500 000 in third-party liability cover
• The full market value of your car is covered by your car insurance
• MCG (minimum cover guarantee) will be able to provide you with a guaranteed minimum level of cover in the event of an accident
• Growing cover for smaller accidents
• Hail damage cover up to R20 000
• And windscreen damage cover
• 24-hour roadside assistance and emergency services

The additional car insurance options are the same as comprehensive car insurance with a few differences. The optional extras that can be added to your car insurance, that are different from comprehensive car insurance are:

• The ability to add 2 additional drivers to your car insurance policy at an additional cost.

How To Claim

When you have been in an accident your duty to ensure you don’t have to pay unnecessary amounts to a third party or payout of your pocket for any other damages done to your own car is to file a claim so the insurance can handle all the nitty-gritty for you. Filing a claim with PMD can be done via PMD’s website in the claims section.

All you have to do is scroll down and click on “lodge a claim”, this will mean you will speak directly with someone who will assist you throughout the process, or you can download the PMD mobile app through the Google Play Store or the App Store for iOS devices.

PMD is a trusted & reliable provider of car insurance

In our review, we found PMD to be a company licensed to provide car insurance products and services, and is regulated under the Financial Sector Conduct Authority.

✅ PMD is a registered and licensed insurance provider in South Africa: FSP 41040