Zestlife

• Dental Insurance starting from R91
• Low insurance premiums
• Gap cover included

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• Zestlife dental insurance product
• Zestlife contact details

Get covered with Zestlife today.

With all these benefits there are specific claim events that will fit into each category and in each category, there will be a specified amount that will be allowed to be paid to the client as part of a claim.

Dental insurance claim events

As part of day-to-day dentistry insurance benefits, you as a client are allowed to claim for your general dentistry check-ups, these check-ups will include treatment for minor dental discomfort and gum disease. Your day-to-day benefits will also include impacted wisdom teeth and severely decayed teeth and tooth damage.

Any infections or pain that require emergency treatment will be part of the emergency dentistry treatment claim events as well as an abscess.

One claim event that would be really helpful to have and be covered for as part of your dental coverage is the accidental dentistry treatment. This cover will be helpful to have as a benefit for someone who is accident-prone and has children who are accident-prone. The accidental dentistry claim events extend to:

• Chipped tooth
• Fractured tooth
• Loose tooth
• Or a tooth knocked out
• Jaw fracture

Dentistry illnesses that will be covered as part of your dental insurance are oral cancer.

Specialized dentistry, which is not available on the core dental cover option, covers you for events that are generally more expensive and are for long-term dental solutions. They include:

• Dentures
• Dental implants
• Dental bridges

Stated Dental cover amounts

Generally speaking, the amount which you are insured for will be dependent on the dental insurance plan you have paid for. Comprehensive cover will cover larger amounts especially for dentistry illness and accidental dentistry such as a fractured jaw.

The rule of thumb is that comprehensive cover will pay out between 100% and 120% more than the core cover plan. For example, in day-to-day dentistry, Zestlife will pay R1500 per tooth on the comprehensive plan and R750 per tooth on the core plan. For something more expensive like a fractured jaw, the comprehensive plan will pay out R25 000 per event and the core plan R15 000

Claiming Dental insurance

On Zestlifes home page there is a range of options that you will have to select to help navigate for what you are looking for. To claim all you have to do is select the “Claim” option at the top of the home page, you will be redirected to the claims section where on the left side of your screen you can select “Dental Gap Cover Claims”. This will take you to a page where you can download the claims form which can be printed and filled in by hand or you can use an online document editor to fill it out digitally.