1Life Insurance

1Life is one of South Africa’s most loved insurance providers.

They offer high-value life cover products that are tailored to meet your individual needs.  In addition to their market-leading insurance plans, they strive to deliver real value to their customers. Whether it’s through their excellent customer service, their simple and clear policy guides, or their financial education and debt management courses – they’re ready to serve you and your family.

Get covered fast

Not only is applying for cover quick and simple with nothing more than an HIV saliva swab required but 1Life is known for its quick and simple claims process. Beneficiaries will simply need to contact 1Life who will get a consultant to help them through the process. Funeral cover will be paid within 24 hours so your family will be ready to cover all their expenses when they need it the most.

Anyone who is a primary breadwinner or has dependents that rely on them should have some form of life cover in place. This is true whether you have children or are responsible for your parents and grandparents.

With up to R10 million worth of life cover, you can rest assured that your family will be well taken care of if you pass away. Depending on the package you select you may also have a funeral benefit of up to R50,000, and grocery and memorial benefits.

1Life offers a selection of four life insurance products designed to meet the needs of all South Africans.

Whether you prefer a straightforward life insurance policy with no frills or a more involved policy that takes your healthy lifestyle into account, 1Life has a package for you. Life insurance covers you, the policyholder for a set amount that will be paid out to your listed beneficiaries in the event that you pass away. This will be paid in one lump sum which your family can use to cover your debts as well as their own day-to-day living expenses.

Access massive premium discounts

With 1Life you don’t need to worry about complicated waiting periods and you can enjoy an 8% discount on your premiums simply by applying for cover via their website. Alternatively, you can contact them via telephone to apply for cover with the assistance of one of their friendly consultants.

Your premiums will be calculated based on:

• The amount of cover you’re looking for
• Your age
• Your general health
• Your level of education and occupation
• Lifestyle choices and where you live

When applying for a quote you’ll need to answer some basic questions regarding the above among others which will help 1Life determine your coverage needs and premiums.