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Get the long term care insurance that offers comprehensive cover

Health and Accident Group provides long-term care insurance options for South Africans looking for a provider that they can count on, long term.

Their easy applications and processes allow every client in the country to make use of this important cover option.

They provide more than just Long-term life insurance cover

They look into the situations which could occur that would leave you without the ability to provide for your family. In the event of your death, your spouse and children would receive a payout to cover your funeral and the costs that were left behind, such as loans, credit cards, and other major debts. But what if you became ill with a sickness that required full-time care, leaving you without the ability to work?

Long-term life insurance and care cover

They cover anyone included in the policy who is permanently disabled or seriously ill and cannot earn a salary. The cover will provide financial support through a percentage of your life cover to carry you through those tough times.

You will receive, comprehensive terms and conditions document which will explain your specific cover conditions when your policy is approved. The great part is that they are flexible with their arrangements, and depending on your age and the intensity of your condition, we will formulate your agreement accordingly.

Importance of Long term life insurance cover

Life is never guaranteed, you may think you are as healthy as ever and don’t think of the “what if” scenario. However, an accident can happen in a heartbeat, and being prepared for this event can take care of the financial aspect of your illness or disability.

If your income was providing the security to cover the major costs of your family’s lives, you can stress a little less, knowing that your choice to take cover will save you from losing your assets and knowing your debts are being covered.

Long term medical care cover

You may need extra medical cover to provide you with care at facilities that take care of you 24 hours a day, which can be extremely costly. Your spouse may not be able to quit their job permanently to look after you, so staying in a facility where there is medical care could be your only choice.

These are also covered to a degree with your cover. Get an online insurance quote today and find out what it will take to secure your future and that of your family.