Absolute Pets

• Pet Insurance starting from R89
• Pet insurance up to R69 500
• Get a discount for many pets

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Insure your pets with Absolute pets today

Apart from the accident benefit you also receive a list of illnesses that will be covered, all with differing rates up to which they will be covered.

These illnesses are only valid if they are not pre-existing conditions that the pet already has. The list of illnesses and procedures are:

• Acute skin conditions
• Gastrointestinal conditions
• Tick-borne disease
• Clinical pathology
• Consultations
• Hospitalisations
• Injection fees
• In-theatre materials
• Medicine and injectable drugs
• Radiology

The procedure list extends to many more. What is not covered with this option of pet insurance is the routine check-ups, this must all be done out of your own pocket.

Classic Pet insurance

Classic cover will be able to cover you for both accidents and illnesses for your pets. The price for this cover starts at R245 per month for dogs and R200 per month for cats, with the same discount applied, which is 10% off when you insure 2 or more pets.

As part of the benefits, you will be able to claim for up to R35 000 per year, with sub-limits placed on specific procedures. The excess is also at R300 or 10% of the applicable benefit, and thereafter you will receive up to 90% reimbursement of the Absolute Pets insurance tariff rate.

Premium Pet insurance

By far the most expensive pet cover that Absolute Pets offers, yet it is the most comprehensive pet insurance it has available. This cover starts at R350 a month for dogs and R300 a month for cats. The exact same discounts apply when you buy pet insurance for 2 or more pets and the excess fee along with reimbursement is similar. You are covered for up to R45 000 per annum and any reimbursements will be for 100% of the Absolute Pet Insurance Tariff rate.

As part of your accident cover, you are insured for up to R9000 per annum, with a maximum of R4500 per incident. And as part of the excess for your insurance claim, you are required to pay up to R300 or 10% in excess, whichever is greater in the incident.

All accidents are covered by this option, as well as illnesses as mentioned in the classic cover, the addition that separates this cover is the addition of maintenance that is added to the cover.

This maintenance includes:

• A routine, annual checkup
• Dentistry for an amount up to R800
• Sterilisations for R900
• And a fee of R800 towards vaccinations, deworming and tick and flea control.

Claiming with Absolute Pets

You can start claiming for accident cover with all 3 policies after the first month of your cover date and after 6 months for cruciate ligament claims. In order to start claiming you can contact Absolute Pets via their email, or you can call them directly. The website does also have a downloadable pdf version of a claims form you can fill out and then email directly to your pet insurer.