Rating based on 25 reviews

Insurance Busters

  • Unbeatable insurance quotes
  • Swiftly processes claims
  • Discounted premiums

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Author Insurance Busters. Screenshot of Insurance Busters website.
[Accessed February 7, 2023]

About Insurance Busters

Insurance Busters are no newcomers to the term life insurance industry.

They have been trading and working with clients around the country since 2007 when they opened their firm as the IDM Group. Since then, the business has thrived, and they have accumulated and clientele of happy customers who rely on them to fulfil their insurance needs.

Sourcing the best Term life insurance in SA

They successfully created and implemented some of the most beneficial term life insurance products in the market. They work hard on a daily basis to meet the needs of every client who contacts them.

With a holistic approach, they take their services a step further with their intermediary skills and knowledge, and source the best long- and short-term insurance products for their customers.

The best Term life insurance for you

InsuranceBusters aim to be the best term life insurance brokerage in the country, with a love for helping people and getting them the best possible solutions, which will cover every client’s individual needs.

They care about you and your family and want the best from the term life insurance product you choose. With their experience, they advise and guide their clients on the right path to getting the right cover.

Insurance Busters Services

Term Life Insurance with Insurance Busters helps clients get the term life insurance they need to suit their profile and their budget.

They assist clients with short- and long-term insurance cover.

Term life insurance cover

Term Life insurance will cover their clients in the case of immediate risk and challenges. These include car, home, and asset cover. Your short-term cover will depend on what risks are included in your daily life.

Insuring high-risk valuables

If you travel a lot for business in your vehicle or make use of a cell phone a lot during the day, they would insure those items in a higher bracket due to their risk factors. A full analysis of your short-term cover would be done before finalising your insurance cover.

They bring you the best

InsuranceBusters will source the best term life insurance cover, for times of death, dreaded or critical illness, or even retrenchment. This term life insurance cover is paid over a longer period and covers the more life-threatening situations. A beneficiary or estate would handle the outcome of these situations, depending on what is stipulated in your contract.

Insurance Busters – Term Life Insurance

  • Product Term Life Insurance
  • Term life insurance
    Offers cover for a specific amount of time. This offers you a lower premium. You can choose the term such as 10 or 25 years according you your needs. This type of life insurance is typically used to cover things like a mortgage.
  • Whole life insurance
    This life insurance stays in place for the whole life of the insured

Benefits of Insurance Busters

  • Stressed about debt? - Insurance Busters offer you credit life insurance that is for you if you have debt and you don't want to leave your family in debt when you are no longer here to provide for them. This premium also covers you in temporary disability, permanent disability, critical illness/dread disease, loss of income. So whenever the worst happens you are covered and your family is taken care off. 
  • Big family? No problem. - You can get your whole family covered on one funeral policy, this helps you save a lot of money because having multiple policies can add to additional costs. This allows you to offer your loved ones a respectable burial.

Taking insurance to a new level of affordability

The term life insurance applications are dependent on a few criteria which may affect your premiums such as marital status, age, and the value of the assets you are insuring.

They will guide you through all the criteria through their experience and knowledge of each term, credit, or life insurance cover option for you to select the most suitable option.

Pay Term life insurance premiums by debit order

Once your policy is approved and in place, InsuranceBusters will work out a term life insurance premium within your budget and create a debit order system for your monthly instalments. Insurance Busters provide a streamlined fuss-free application process that will only take only a few minutes of your time.

Insurance Busters does the hard work for you

They know you are busy, so they don’t want to take up too much of your time. Once your term life insurance application is completed, they will do the rest. Insurance Busters take all the hard work out of the term life insurance process for their clients and offer them online term life insurance quotes.

How Insurance Busters process claims

When you need to claim from your term life insurance policy, simply call 0861 66 33 28 and one of their experienced and helpful consultants will assist you with all the procedures to follow.

Claims are processed proactively, as they know you don’t want to wait too long for your payout. They work quickly and arrange the payment within a fast turnaround time, so you can get on with more important matters.

Customer Reviews & Testimonials

January 2021

A truly reliable company that pays out claims fast and without trouble, my sister passed away and they paid off her bond in an instant, so her kids are looked after financially.

Godfrey. Z
— Cape Town —

May 2021

The application process was so quick and easy, they are also very transparent and friendly.

Marius. L
— Cape Town —

August 2021

Getting great value for my money with them. I did a few quotes to compare prices and cover and they offered me the best deal.

Nicky. K
— Johannesburg —

Insurance Busters Contact

Physical Address

  • 5th floor, 11 Adderley St, City Centre, Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed