Momentum

Momentum received its name in 1973, after a process of mergers from 1966, the date of which it was established.

Since then, Momentum Insurance in South Africa has provided businesses and clients with accountability, diversity, and excellence, innovation, integrity, and teamwork. Momentum offers a range of products and services, one of which is Business Insurance in South Africa.

Personalized Business insurance solutions

With a focus on suiting individual business needs, Momentum Business Insurance covers a vast range of unpredictable and unexpected circumstances and events. Momentum offers business insurance that is based around the needs and requirements of the business as every business is unique.

Advantages of Business insurance

Aside from the top-notch quality offered through Momentum Business Insurance in South Africa, are the added benefits of guaranteed premiums, no hidden costs, and Momentum assistance.

This means that business owners will be guaranteed no increase in premiums for the first 12 months, even if a claim is submitted. Excesses are fixed, which means that no hidden costs will be implemented and Momentum Assist is readily available to cater to all roadside, medical, and legal matters on the road and at the office of the business.

Furthermore, Momentum offers advantages of business insurance which includes:

• Comprehensive business insurance for any loss or damage within the business.
• All annual premium increases are based on the individual business profile rating.

For those businesses who want to maximize their cover, Momentum Business Insurance offers Add-On Cover which provides a range of add-on options that businesses can select to add to their existing cover if desired.

These add-on cover options offer:

• Business all risk insurance-Well suited for businesses with the need to travel often to a different location, this offers cover for business items that are regularly removed from the insured building for use in other places.
• Public liability insurance-This covers the business owner and any individual associated with the business, for damages that they may be held legally liable to pay after an insured incident.
• Fidelity Insurance-Trust can never be 100% guaranteed in any business, but with this Add-On Cover option, the business is covered for any losses due to fraud or theft by your employees, directors, or anyone else within the business that may be a suspect.
• Money insurance-Fundamental to any business is the capital, which will be covered in the form of any money-related items such as cash, cheques, postal and money orders against loss or damage inside the business premises.
• Good-in transit insurance- This covers businesses for any goods used as part of the business while they are transported within South Africa.
• Motor traders insurance-This is beneficial for businesses within the motor industry that are seeking cover for damages that the business is liable to pay for after an incident relating to a motor-trade business.
• Glass insurance-Replacing the glass front door can seem like a costly expense, which makes glass insurance rather convenient to cover all glass items, such as windows, doors, mirrors, furniture, and all fixed glass within the business premises.