Simply

Founded in 2015, Simply is an insurer that entered the market with a desire to shake things up a bit and help South Africans get the life, disability, and funeral cover that they need to set themselves and their families up for life.

Mission to help South Africans win at life

Simply believes that by simplifying their products and making them more affordable they can help change the financial futures of millions of people and they’ve certainly got off on a good foot. Their mission is simply to achieve great change one policy at a time.

They’ve managed to achieve this by focusing on simplifying and streamlining their products and services to reduce the cost of insurance overall and translate this into real, tangible benefits to customers.

Policies are underwritten by Old Mutual

As new players in the term insurance market, Simply is backed up by Old Mutual Alternative Risk Transfer Limited (OMART). This not only means that you can rest assured that your finances are in good hands but that you’re dealing with a company that has a lot of support and knows what it’s doing.

Innovation that has led to change

With Simply you can get a complete insurance quote using their chatbot, and apply for cover 100% online without having to speak to anyone. If you’re looking for life or funeral cover from a provider that wants to do things in a new, modern way that will save you time and money, Simply is just the right partner for you.

Enjoy the Simply blog

Whether it’s an informative piece about saving big by taking out group cover or an informative discussion about various labour law and related matters, you can enjoy an informative blog that’s packed with real, practical advice that you can lean on in your time of need.

Simply Offers you and your family an affordable and flexible funeral policy with cover of up to R50,000 for you and your spouse.

Children between 14 and 21 also get 100% cover while newborns and children up to 14 get 50% cover with newborns to children aged 6 having cover capped at R10,000.

What a Funeral plan offers

A funeral policy will pay out a lump sum to the listed beneficiaries in the event that the main policy holder or any other family member (or your domestic worker) who was added to the policy passes away.

This lump sum will generally be paid out within 24 hours which means family members will have access to cash immediately to cover the generally expensive costs of a funeral. Funeral costs include things such as a burial plot, casket or coffin, a tombstone, grave services, funeral home services, catering, and venue hire.

Repatriation benefit explained

Simply will pay for the remains of a loved one to be repatriated to South Africa and cover the cost of things such as locating the deceased, accommodation for the next of kin who will have to travel to identify the body, repatriation, referral to an undertaker and help with all the documents. These documents will be required to allow the body to be transported across the border.

Family Life cover that offers three benefits

Simply also offer a life insurance policy that includes life cover of up to R2 million, disability cover of up to R2 million, and funeral cover with a maximum payout of R50,000. The added funeral plan simply ensures that should anything happen to you or any covered family members, cash is quickly made available to ensure the costs of a funeral can be covered. You can also add extended family members to your funeral policy.