1Life Funeral Cover

1Life has been serving South Africans since 2006 and has secured its name as the country’s leading direct life insurer for 10 years.

They’re determined to continue to change the industry and ensure that customers are presented with life insurance and related cover that serves them for life while providing additional day-to-day benefits.

Leading the industry by example

1Life was the first insurer to allow customers to purchase insurance online and via their mobile website and allow customers to manage their policies via the USSD service. They also were the first to allow HIV testing to be conducted by saliva swab rather than a blood test.

It is these types of innovations and firsts that have allowed 1Life to get ahead and remain ahead of its competitors and continue to offer their customers simpler, more convenient insurance.

1Life’s Truth About Money initiative

The Truth About Money initiative strives to provide South Africans with access to information and resources related to money management. If you’re a 1Life policyholder you get access to this complimentary service which can provide you with debt counselling and debt management advice, access to an online financial course to help you pave the way to financial freedom, and legal assistance should you be involved in a legal dispute.

Committing to generational wealth

1Life is committed to helping South Africans create and maintain generational wealth. This commitment starts with helping people get the best and most updated financial education so that they understand exactly what generational wealth is, what it can do, and how to secure it.

A brilliant collection of products

In addition to their industry-leading life insurance cover, 1Life also offers funeral cover, dread disease, and disability cover, as well as personal loans and investment options. When you take out any policy with them, you can be certain that you’ll be getting industry-leading products, competitive prices, and excellent service that won’t disappoint.

With 1 Life you have three funeral cover options to choose from: their regular funeral cover, the Essential Funeral Plan, and the Pure Life Plus Cover option.

1Life Funeral plan

You, your spouse, children, and extended family members can all get between R5,000 to R50,000 cover that includes a range of top-up benefits, repatriation services, and the option for the main member’s spouse that’s covered on the policy to take over the policy without having to comply with any waiting periods.

Essential Funeral Plan

This option allows you to custom select which funeral benefits you want to keep and therefore lower your premiums. You can choose to add meat, cashback, or grocery benefits at an additional cost or keep the regular payouts only.

This option also allows you to add 15 family members in addition to yourself and payouts will range from R5,000 to R50,000. If you’ve made 48 premium installments claim-free you can enjoy a cashback bonus of 6 times your average monthly premium.

Pure Life Plus Cover

If you combine your life insurance policy with the funeral cover you can save up to 28% on your monthly premiums. This bundle allows you to have peace of mind knowing that your life cover will pay out and help your family cover debts and larger ongoing expenses over time but that your funeral cover will kick in and payout immediately.

Continuation option explained

1Life allows a policyholder’s spouse to take over the policy in the event that the policyholder passes away without having to worry about any waiting periods. If there is no spouse the next oldest member is covered on the policy as long as they are between 18 and 64.

Top-up benefits explained

The meat benefit pays out R5,000 and the grocery benefit pays out R2,500. The premium waiver benefits will ensure your family is still covered premium-free for up to 24 months after you pass away. Finally, the transportation benefit pays out R3,000 to pay for any transportation costs.