FNB Insurance

As the second-largest bank in South Africa, FNB is a reliable banking giant that is known for its product excellence, innovative approaches, and excellent customer service.

From eBucks, Forex, and PayPal services to investments, devices, connectivity, legal assistance, and financial planning, there isn’t much that FNB can’t do for you. In addition to their banking and financial services and product offerings, they also offer a full range of life and non-life insurance packages from car and home insurance, to legal cover and business insurance.

Here to stay

FNB is the oldest bank with a history dating back to 1838 and a long and interesting progression to where it is today as a division of FirstRand Bank Limited. Their roots are so deeply ingrained into the fabric of the country that it is a significant part of the country’s history and future.

Making SA a better place

FNB are serious about their commitment to making South Africa a better place for everyone and their FNB Fund is a testament to this vision. They’ve been supporting numerous community initiatives and non-profits for years and have also narrowed down their focus areas to deliver great impact.

These focus areas are centred on education, early childhood development, hospice, and work that encourages safer communities for the benefit of all children. From Childline to the Sithuthukile Trust which offers agricultural training in Mpumalanga, FNB continues to have a huge impact on our country.

Fighting to save the environment 

In addition, FNB is heavily committed to lowering its impact on the environment and doing its part to support conservation projects. In fact, their efforts have been recognized extensively and they’ve even been awarded the Deloitte and Touche Award for sustainable development.

FNB offers a full range of insurance products and services to customers – everything from building and home contents insurance to funeral and life cover.

Tailored Home contents insurance 

If you’re an FNB customer you will be required to call their insurance department to arrange for a quote or to make an application. An agent will then assess your needs and take note of your risk profile before presenting you with a tailored home contents insurance policy.

A home contents insurance policy takes on the risk of theft, damage, or loss of your insured personal belongings in exchange for a monthly premium. In the event of a fire, weather-related incident, or burglary, FNB will repair or pay for the replacement of the covered items.

What’s covered by FNB insurance

If your home is burglarized or you’re involved in a home robbery (or a botched robbery) your policy will cover the stolen items as well as damage caused by any such attempt. If your belongings are damaged or destroyed by fire, an explosion, or lightning – you’re covered too. FNB will even pay for alternative accommodation while your home is being repaired.

In addition to the above, you’re also covered if someone intentionally damages your property, if your appliances are damaged by power surges, or if you accidentally damage your own property. If the power goes out and food in your fridge and freezer is spoiled – you’ll be covered for this loss up to a certain amount.

You’re also covered for:

• Damage to property of visitors and domestic employees
• Loss or damage to documents and cash
• Storage costs
• Damage and loss of personal belongings being transported
• Damage to or loss of garden furniture, tool, and outdoor equipment