Santam

As South Africa’s largest short-term insurer, Santam has won the respect and loyalty of thousands of people with their dedication, service excellence, and commitment to innovation.

With a market share exceeding 20% and more than 1 million active policies they know what it takes to deliver on their promises while remaining both responsible and ethical. Santam provides a comprehensive range of insurance products to suit the needs of private individuals, small businesses, large companies, corporates, and specialist industries. Whatever your insurance needs may be, this insurer will surely be able to meet them.

Personal, commercial, and specialist insurance

Personal: Tailored insurance products including building insurance, home contents, car, watercraft, and drone insurance to suit your needs.

Commercial: Products to suit a variety of businesses and industries such as tourism and entertainment.

Specialist: A range of insurance products to meet the needs of specific industries including aviation, real estate, marine, and agriculture to name but a few.

Big discounts from service providers

Santam has also partnered up with many of South Africa’s leading security and risk management companies to help you improve the safety and security of your home or business. From Tracker and Netstar to Maxidor and Trellidor you can enjoy massive discounts from some of SA’s top retailers and service providers simply by insuring with Santam.

With Santam you can cover all your most loved and valuable household possessions so that if the unthinkable happens you’ll be able to get through it.

Getting to grips with Home contents cover

Santam’s home contents insurance offers affordable cover for furniture, home decor, appliances, electronics, clothing and shoes, and jewelry. In the event that these items are stolen, damaged, or completely destroyed, your cover will pay out the replacement value as per your policy.

What you’re covered for

If your home contents are stolen or damaged by a fire or flood you’ll be covered. You’ll also receive a range of additional benefits such as glass and mirror breakage, spoiled food from fridges and freezers, and even the costs of alternative accommodation in the event that your home becomes uninhabitable.

You can also enjoy additional veterinary, key loss, grocery transport, landslip, and subsidence cover. Loss or damage to personal items of guests and domestic employees will also be covered.

Combine insurance policies and save

You can combine your building, home contents, and car insurance into one package. This not only simplifies your life and makes managing your insurance even easier but it allows you to access significant discounts.

In the event that you make a claim on your home contents insurance policy, you need to provide a quotation for the replacement and/or repair of the various items as well as the SAP case number in the event that your items have been stolen.