MiWay

MiWay is determined to continue its journey towards becoming a world-class insurer and follow in the footsteps of its major shareholder, Santam.

To achieve this vision MiWay continues to deliver excellent products and services, make sure they’re a great place to work, continue to play their role in transforming the financial sector, and maintain consistent ROI for shareholders.

A financial services provider who cares

MiWay offers a range of non-life insurance products in their car, home, or business insurance categories. If you’re an individual you can access comprehensive car and home insurance at a discounted rate while enjoying cash backs and complimentary benefits.

You can also rest assured that you’ll be able to get all the relevant information about your cover quickly and easily since they keep things jargon-free and transparent from start to claim and beyond.

A commitment to a new way of doing things

MiWay is one of the country’s insurers that are not afraid to move away from the old way of doing things and have become more and more online-based as they’ve grown.

You can do everything from applying for insurance and making a claim to leaving a compliment or complaint 100% online via their app or website. And when you do need to speak to someone and get a little help, they’ll make sure you get great service from a patient, helpful, and well-trained representative.

Unlike other insurers who promise to be great but never deliver – MiWay keeps its promises, which is likely the reason that they’re one of the top-rated insurers on Hellopeter and have many loyal clients who know they’ve made the right choice.

Stay in control with the MiWay app

Whether you want to update your contact details or review your cover – the MiWay app can help you stay in control. You can also submit claims and access a range of motor vehicle insurance-related features.

Getting adequate cover for your home contents is a must and everything from your favourite leather recliner and Persian rug to the watch you got as an anniversary gift should be covered.

Cover tailored to you

Do insurers who offer you set home contents cover plans that are either too much or little put you off? You’re not alone. MiWay’s home contents insurance can offer you just the cover you need at an affordable monthly premium. If you want to cover leisure equipment, contents located in outbuildings, or need extended cover for theft or power surges they’ll tailor a plan to suit all your needs.

How MiHomeStuff works

MiHomeStuff covers you for all the personal belongings that belong to you or anyone living with you, subject to certain exclusions such as homes used as communes. Your portable possessions which include watches and jewelry) must be specified under the MiMovables section.

The cover amount will be specified in your CoverSheet and reflects the maximum amount that MiWay will payout. When you make a claim MiWay will deduct any excess that you are required to pay as per your policy.

What you’re covered for

MiHomeStuff will cover you in the event that your insured home contents are stolen, damaged, or destroyed. This can occur as a result of a burglary, fire, explosion, earthquake, weather-related incidents, impact-related incidents like a tree falling over or a vehicle impacting your property, or damage caused by burst geysers and pipes.

Your cover will also cover your goods if they’re damaged while being transported and alternative accommodation in the event that your home is uninhabitable. You also have limited liability cover that will pay out if you or anyone living with you becomes legally responsible for death or injury to a third party, or damage to the property of a third party.